Love Smoky Mountains
http://blog.thomasdziedzic.com
Love Smoky Mountains

WELCOME TO LOVE SMOKY MOUNTAINS!

Welcome to my site!  The Great Smoky Mountains Area is a great place to visit and an even better place to live!

Please visit often and learn about this wonderful area.  I hope you'll find some interesting things about East Tennessee and experience the many exciting things to see and do.




Surrounded by beautiful scenery, the Great Smoky Mountains National Park is a unique place where locals and
visitors can experience the rich bio-diversity and cultural heritage. You can enjoy many outdoor activities such as walking, hiking, boating, fishing, golfing, and horseback riding thoughout the area.

Help the Great Smoky Mountains Nat'l Park receive a $100,000 grant

Please help the Great Smoky Mountains National Park receive a $100,000 grant from the
Coca Cola Company by voting it as your favorite park.


You need to vote before the August 31st, 2010 deadline.  The GSMNP is currently in second place.

Visit the link below to cast your vote.

Coca Cola Co - Live Positively Official Link

Great Smoky Mtns. Nat'l Park - Webcam View from the Look Rock Tower

Check out the webcam view from the Look Rock Observation Tower.
 
Once you're there, take a look at the "landmark", "archives" and other tabs as well.

From the "landmark" tab you'll see the points of interest.
From the "archives" tab you can select and view various dates.

Click Below to access the link:

Look Rock Observation Tower 


  

Record Low Mortgage Rates aid New Home Buyers


Mortgage rates have fallen to their lowest point in 50 years.



The average rate for a 30 Year fixed rate mortgage is at 4.57%.

Mortgage rates have not been lower since the 1950's.

New home buyers have a wonderful opportunity to take advantage 
of these historically low rates.  These low rates have aided many
first time home buyers.  Those buyers with good credit and stable
income will benefit the most as lenders tighten underwriting standards. 

The End is Here: Home Buyers Tax Credit Deadline to Close Extended

The 2010 Homebuyer Tax credit deadline for qualification has been extended
 from June 30th to September 30, 2010 for eligible homebuyers who have entered into a binding contact
 to purchase on or before April 30, 2010.

 

 The deadline was extended to provide additional time to close
 these transactions.  Processing time to close many mortgage loans
 has increased due to high mortgage application volumes, short sale
 transactions, and increased appraisal/repair conditions.

 It has been estimated that as many as 200,000 homes that have
 been sold would be unable to close before the prior
 deadline of  June 30th 2010. 

The End is Near - Home Buyers Tax Credit Expires April 30, 2010

The End is Near  for the Homebuyers Tax Credit.

Don't miss out.  You have until April 30, 2010 to get your contract to purchase signed and accepted.

    

Time is running out. Attention First Time Homebuyers... Existing Homeowners

Time is running out to take advantage of the Homebuyer Tax Credits that were expanded and extended to April 30, 2010.

There has never been a better time to purchase a new home.

Mortgage rates are still at historic lows and the selection of homes has never been better.

   A  buyer who has not owned a principal residence during the three years prior to the date of  purchase
  may be eligible to receive up to a maximum of $8,000.   This is a true tax credit.  For example, if you 
  owe $1,000 in Federal Income Taxes and qualify for the maximum $8,000 tax credit, you will receive
  a $7,000 tax refund.

 The tax credit does not need to be repaid unless the home is sold within the first three years from the
 date of purchase.


Existing homeowners can qualify for a tax credit up to $6,500  for a replacement primary residence.
To qualify the homeowner must have maintained their previous primary residence for at least 
five consecutive years.

The tax credit does not have to be repaid unless the home is sold or no longer used as the
primary residence within three years from the date of purchase. 

 
Remember you must be in contract to purchase a new home by April 30, 2010 and have until
June 30, 2010 to close the transaction.

Don't take chances to make a last minute purchase.


For more information please visit:   
http://TomSellsSevierville.com
                                                                         http://TomSellsKnoxville.com
  

Always consult a tax advisor for specific advice.
 

Home Buyer Tax Credit - Extended and Expanded

  Great News for Home Buyers!

 New legislation has just passed and signed into law Friday November 6, 2009 to further stimulate
 the U.S. Housing market in late 2009 and early 2010.

    The First Time Home Buyers Tax Credit of up to $8,000 has been extended until April 30, 2010.

    A Credit of up to $6,500 has been added to current homeowners purchasing a replacement new or existing home
    between November 7, 2009 and April 30, 2010.


 Who qualifies for the Extended Credit?

  
First Time Home Buyers who purchase homes between November 7, 2009 and April 30, 2010.

   Current Homeowners purchasing a home between November 7, 2009 and April 30, 2010
   who have used the home as their primary residence for five consecutive years within the
   last eight are also eligible.

   It is important to take advantage of this legislation since no further home buyer stimulus programs are expected. 
  This will be your last likely opportunity to greatly benefit  financially from any future stimulus legislation.
 
  Please visit one of my websites for more details: 
 
 
http://TomSellsSevierville.com

  http://TomSellsKnoxville.com

Tennessee Smokies Win North Division

The Tennessse Smokies and their manager Ryne Sandberg win the North Division 
at Smokies Stadium Sunday September 13th, 2009 with a 3 to 1 victory over the
Huntsville Stars.  The Smokies took the series three games to one.

The Southern League Championship will be a best of five series against
the Jacksonville Suns starting Tuesday September 15th, 2009.

GO SMOKIES  ! ! ! ! ! ! ! ! 





Update:

The Tennessee Smokies quest for the Southern League Championship fell short Saturday
September 19th, 2009 as the Smokies lost 7 to 3 to the Jacksonville Suns who took the
series three games to one.

Congratulations to Ryne Sandberg, the players, the coaches, and support staff who made the
2009 season a memorable one for all the fans and supporters of the Tennessee Smokies !


 

First Time Home Buyer - Tax Credit

The compromise on the House and Senate 2009 Stimulus Law provides for an
$8,000 tax credit for first time home buyers who purchase a primary residence
after December 31,  2008 and prior to December 1, 2009.

This 2009 legislation modified the 2008 law which created a $7,500 credit that
the taxpayer had to repay to the government over fifteen years.

The big difference with the 2009 stimulus law is that the $8,000 credit does not 
have to be repaid to the government provided the home is owned for three years for
homes purchased between January 1, 2009 and before December 1, 2009.

This is a great benefit for First Time Home Buyers !    Don't miss out on this fantastic opportunity ! 

Visit my website for more details: http://TomSellsSevierville.com

Important Update:  11-5-2009

Recent Senate action for an extension and expansion of the Tax Credit for first time home buyers
worth up to $8,000 and offering a new credit of up to $6,500 for some existing homeowners is likely
to become law sometime this week and take effect shortly.

The expiration of the new credit is expected to be April 30, 2010.  This will be your last likely chance
to take advantage of this opportunity.