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Having "good credit" is important.

You don't want to be a victim of credit repair scammers.
 
The Federal Trade Commission has tips for you to avoid the scams and information on the
things you can do to help yourself.
 
FTC - Credit Repair Scams 

Click the above link to learn more 

You need to be careful when you are considering renting an apartment or home.

There are many scams that you need to be aware of.

The Federal Trade Commission has information to help you avoid the scams.

FTC - Rental Advice

Click the above link to learn more

Don't be a victim of the many foreclosure rescue scams.

The Federal Trade Commission has information to help you avoid the scams.

Learn your legitimate options.

FTC - Foreclosure Options

Click the above link to learn more

George the first chimpanzee born at the Knoxville Zoo in 20 years celebrates his first birthday on July 19, 2009.
His mother's name is Daisy and his father's name is Jimbo.  George is one of only a few chimps born at U.S. zoos in 2008.

Baby George is well cared for by his mother Daisy at the Knoxville Zoo.

Fall is a great time to visit the Smoky Mountains.
Here are some more of my recent photos I thought you might like to see.



Early Fall - Great Smoky Mountains



Early Fall - Great Smoky Mountains



Colors Changing - Great Smoky Mountains



Through the Pine Tree

    

Colorful Change



Golden Leafed Trees

 

Sweet Gum Tree



Maple Leaves



More Color - Great Smoky Mtns Nat'l Park



Look Rock Tower - Great Smoky Mtns Nat'l Park

 

Valley View



Contrasting Colors



Like a Painting on Canvas



Golden Pathway



Almost Pink



Mix of Red


Trees in Color



 

Here are a few photos I recently took at the 2008 Tennessee Valley Fair in Knoxville.



A Newborn Holstein Calf & Cow



Holstein Calf & Cow
 


Jersey Heifer



Jersey Cow



Ford Tractors
 

Here are some photos of the Smokies I took in May. 


Pipevine Swallowtail



Mass of Butterflies



Smoky Mountains - "Shaconage" - ancient peoples'
 word for "blue" or "land of blue smoke"



Look Rock Tower - Great Smoky Mtns Nat'l Park



Look Rock Tower - partial view towards the East



Look Rock Tower - partial view South



Look Rock Tower - partial view East



Look Rock Tower - view North towards Knoxville

Here is a variety of nature pictures that I have taken in the past that you may enjoy seeing.



Cottontail Rabbit



White Tailed Deer



Cottontail Bunnies


 
Painted Turtle



Fritillary Butterfly



Red Admiral Butterfly



Swallowtail Butterfly



Hoverfly
 


Jumping Spider



Snail on Clover



Tree Frog



Wood Frog on Penny


Leopard Frog by Dime



Green Frog



Fox Snake



Hungry Caterpillars